Opportunities during the financial crisis

If [Bank of America CEO] Ken Lewis hadn’t have bought Merrill on Sunday, I think the system would have stopped, you know. He is the guy that turned out to have saved the system. I don’t like to sound, you know, like a mortician during an epidemic or anything, but last fall [of 2008] was really quite exciting for me. I don’t wish it on anybody, but there were things being offered. There are opportunities for us to do things that didn’t exist a year or two earlier.